Personal Data Collection Statement (PDCS)
View More
PFH LIFE Limited (referred to hereinafter as the "Company") recognizes its obligations concerning the collection, storage, processing, use, and/or transfer of personal data in accordance with the Personal Data (Privacy) Ordinance (Cap. 486) ("PDPO") and relevant data protection laws. The Company acts as the data user (also known as data controller) for personal data under applicable data protection laws. Personal data will be collected solely for lawful and pertinent purposes, with practical steps taken to ensure accuracy and security, mitigating unauthorized or accidental access, erasure, or other misuse.
To provide our insurance brokerage services and other services outlined in the "Purpose" section below, we may collect personal data directly from you or from third parties. Your provision of personal data is essential for entering into a contract with us or receiving the requested information, products, or services. Failure to provide personal data may result in an inability to fulfill your information, product, or service requests.
Periodically, the Company collects personal data for various purposes ("Purposes"), including:
1. Providing insurance brokerage services, assessing your needs in insurance, wealth management, estate planning, business planning, or other financial matters.
2. Advising or acting on your behalf regarding insurance, wealth management, estate planning, or financial planning matters.
3. Offering, providing, and marketing insurance products/services from local or offshore companies.
4. Preparing applications for insurance, health, and annuity products/services.
5. Providing subsequent services, including reviewing and administering purchased products/services and handling claims.
6. Other reasonable purposes related to our brokerage services.
7. Designing products/services and conducting market research for statistical purposes.
8. Matching data for Purposes with your consent (where required by law).
9. Making disclosures required by applicable laws, regulations, or to assist in law enforcement.
10. Conducting identity checks, complying with applicable laws, and other services related to the Company's business operations.
Under applicable data protection laws, your personal data is processed based on legal bases such as the necessity for contract performance, compliance with legal obligations, legitimate interests, your consent (where required), or as permitted by applicable laws.
Personal data will be kept confidential and may be shared with:
1. Affiliates, associated persons, insurance/reinsurance companies, investigation firms, industry associations, financial institutions, and government authorities.
2. Agents, contractors, or third parties providing services to the Company or its affiliates.
3. Assignees, transferees, or participants of our rights or business.
4. Entities affiliated with you, as instructed by you.
If you are in the EEA or UK, your data may be transferred to a jurisdiction outside the EEA. The Company will take necessary steps to ensure compliance with data protection laws.
Personal data is stored and processed only for the time necessary to achieve the Purposes and in compliance with applicable data protection laws.
1. The Company may use your data for direct marketing with your consent, including services such as insurance products and advisory activities.
2. Data may be provided to affiliates for their marketing purposes with your consent.
You can withdraw consent for direct marketing by notifying us in writing, and we will ensure you are excluded from future marketing activities.
Under PDPO and applicable data protection laws, you have the right to access, correct, and inquire about your personal data. If you are in the EEA or UK, additional rights may apply, including the right to erasure, restriction of processing, data portability, objection, and the right to lodge a complaint with the local data protection authority.
Requests or inquiries regarding your rights or data practices should be addressed to:
PFH LIFE Ltd.(SPC)
If permitted under applicable data protection laws, a reasonable fee may be charged for data access requests.
This website and the accompanying Terms & Conditions outline the legal parameters under which PFH Life Ltd. (SPC) (collectively, "PFH Life") provide access to this site. By using this website, you agree to adhere to these terms.
The information contained herein is not intended for distribution to, or use by, any individual or entity in any jurisdiction where such distribution, use, or access would violate applicable laws or regulations. Specifically, this website and the products offered by PFH Life Ltd. (SPC) are intended exclusively for distribution through licensed brokers to individuals who are Hong Kong nationals, or otherwise in compliance with Hong Kong regulations, and located outside any jurisdiction, including the United States, where such products would require authorization, registration, or licensing.
This website is created solely for informational purposes and is accessible only to licensed brokers and authorized distributors, as well as current or prospective policyholders who meet the eligibility requirements outlined above (collectively, "Permitted Users"). Any access by persons or entities not meeting these criteria is strictly prohibited.
Please carefully read the Terms & Conditions of Use before proceeding. By clicking "ACCEPT," you confirm that you are a Permitted User, in full compliance with the relevant jurisdictional requirements, and agree to be bound by the Terms & Conditions of Use. If you do not meet these criteria, please do not proceed further or use this website.
[Read the Terms & Conditions of Use]