This website and the accompanying Terms & Conditions outline the legal parameters under which PFH Life Ltd. (SPC) (collectively, "PFH Life") provide access to this site. By using this website, you agree to adhere to these terms.

The information contained herein is not intended for distribution to, or use by, any individual or entity in any jurisdiction where such distribution, use, or access would violate applicable laws or regulations. Specifically, this website and the products offered by PFH Life Ltd. (SPC) are intended exclusively for distribution through licensed brokers to individuals who are Hong Kong nationals, or otherwise in compliance with Hong Kong regulations, and located outside any jurisdiction, including the United States, where such products would require authorization, registration, or licensing.

This website is created solely for informational purposes and is accessible only to licensed brokers and authorized distributors, as well as current or prospective policyholders who meet the eligibility requirements outlined above (collectively, "Permitted Users"). Any access by persons or entities not meeting these criteria is strictly prohibited.

Please carefully read the Terms & Conditions of Use before proceeding. By clicking "ACCEPT," you confirm that you are a Permitted User, in full compliance with the relevant jurisdictional requirements, and agree to be bound by the Terms & Conditions of Use. If you do not meet these criteria, please do not proceed further or use this website.

[Read the Terms & Conditions of Use]