Today's successful offshore financial centers have a long history of promoting commercial certainty for global clientele. For PFH Life Ltd. (SPC), this entails strict adherence to recognized and pertinent international standards, fostering sustainable growth within the financial sector. The Cayman Islands, a mature, sophisticated, and well-established domicile for the global insurance industry, boasts a robust legal framework and modern infrastructure. PFH Life Ltd. (SPC) is registered as a Class B (iii) Long Term insurer in the Cayman Islands and operates under the regulation of the Cayman Islands Monetary Authority ("CIMA" - see further details below). Our presence in the Cayman Islands is driven by its suitability for conducting business and effectively meeting the long-term needs of our clients.

Cayman Islands Facts:

• The Cayman Islands, a British Overseas Territory governed by the Cayman Islands Government, is overseen by the Queen of England's appointed representative, the Governor, ensuring security and good governance within its jurisdiction.
• Moody's, a leading financial rating agency, has assigned the Cayman Islands its prestigious Aa3 rating with a stable outlook.
• Insurance laws in the Cayman Islands provide explicit and comprehensive policyholder protections, including the prohibition of third-party creditor claims against policyholder assets.
• Operating on a philosophy of transparency, the Cayman Islands has cooperation agreements with all major international regulatory authorities to combat money laundering and tax evasion. Committed to global tax compliance standards like the Foreign Account Tax Compliance Act and the Common Reporting Standard, the Cayman Islands ensures the automatic reporting of financial information for every account maintained within its jurisdiction.
• As a tax-exempt jurisdiction, the Cayman Islands relies on indirect taxes rather than direct taxes, imposing no income tax, capital gains tax, or wealth tax on its residents and businesses.